Our Investment Strategy
Equity Capital MIC has an extensive network of mortgage agents and brokers within the industry and is considered as a go-to lender when seeking private mortgage financing. By combining several high-quality mortgages into a diversified pool, we can mitigate the risks associated with investing in a single mortgage.
As a lending company servicing mortgage financing Canada wide, we cater to clients that are typically self-employed individuals, borrowers with poor or limited credit history or new immigrants to Canada. Our investment objective is to identify relatively low-risk, first and second residential mortgages across Canada, with a maximum loan-to-value exposure of no more than 75%.
The investment returns generated by Equity Capital MIC have substantially exceeded those produced by other investment vehicles such as stocks, bonds, and GICs. Our investors can gain the benefit of compounding their return by choosing to take advantage of our automatic dividend reinvestment plan (DRIP). Alternatively, investors can receive their monthly dividends by direct deposit to a specified account.